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5821 Fairview Road, Suite 115
Charlotte, NC 28209
United States

(704) 643-2205

0% Financing

We are delighted to be able to offer all out patients who spend over $300 with us the option of 0% finance.

Evolve Medical Associates has teamed up with Care Credit to offer a range of flexible finance packages. Care Credit offers a confidential and personalized service, specializing in surgical and non-surgical cosmetic loans.

This friendly advisory team will endeavor to get the most competitive package for you.

 



What is CareCredit?

CareCredit is a personal line of credit for healthcare treatments and procedures for your entire family, including your pets. It works like a credit card but it has two advantages. It can only be used for healthcare services and you can get No Interest* financing every time you use it. Simply pay your minimum monthly payment and pay off the entire balance by the end of your promotional period and you pay No Interest. If you need more time to pay for your procedure, you can take advantage of our extended payment plans with low, fixed interest rates.


How is CareCredit different from my Visa or MasterCard?

Save your consumer credit cards for household or unplanned expenses! Unlike your Visa or MasterCard, CareCredit is exclusive for healthcare services and you can get No Interest* financing every time you use it. If you need more time to pay for your procedure, you can take advantage of our extended payment plans with low, fixed interest rates.


CareCredit seems too good to be true. How does CareCredit work?


Over 90,000 healthcare practices around the country accept CareCredit, and the use of CareCredit allows doctors to focus on delivery of the best possible healthcare, instead of costs.


The website states CareCredit is a GE Money Company. What does that mean?


We know credibility is important to you. That’s why we like to let you know that CareCredit is a GE Money Company, which means you can rest assured that you’re getting the most credible and trusted financial partner available. For over 20 years, we’ve helped over six million cardholders get the procedures they want and need. To learn more about the wide range of consumer financial services offered by GE Money, click here.


What is a CareCredit payment plan?


CareCredit offers a full range of payment plans. Our 3, 6, 12, & 18 month No Interest* payment plans feature monthly payments as low as 3% of the balance and let you pay within the specified time without incurring interest charges. Simply make your minimum monthly payment and pay off your entire balance during the agreed upon time period, and you’ll pay no interest.

For patients/clients with higher treatment fees who would prefer more time to pay with lower monthly payments, our 24, 36, 48, & 60 month extended payment plans* offer a low, fixed 11.9% interest rate and an extended term.

Not all practices offer every plan. To find out which plans are available in your provider's practice, be sure to speak with the office manager or financial coordinator.


How can I find out what payment plans my provider offers?


Not all practices offer every plan. Contact your healthcare provider to find out which plans they offer. Be sure to speak with the office manager or financial coordinator.


I want a CareCredit “No Interest” plan, but the application states that there is a “variable APR.” What does this mean?

You can get a “No Interest” plan every time you use CareCredit. At your appointment, you and your doctor can discuss which plans he offers what works best for you and your budget. Not all practices offer every plan. Contact your healthcare provider to find out which plans they offer.

You will only pay the “variable APR” if you do not meet the terms of the promotion. You will only pay this interest rate if you do not pay off your account in full during the agreed upon time period or you do not make the minimum payment on the account when due. For complete details please read the Terms and Conditions within the application.


My doctor offers a No Interest Payment Plan, so why is there an interest rate listed in the application?

All purchases qualify for “No Interest.” Simply make your minimum monthly payment and pay off your entire balance during the agreed upon time period, and you’ll pay no interest.

You will only pay the “variable APR” if you do not meet the terms of the promotion. You will only pay this interest rate if you do not pay off your account in full during the agreed upon time period or you do not make the minimum payment on the account when due. For complete details please read the Terms and Conditions within the application.


What will my monthly payments be?


To estimate your monthly payments, use our online Payment Calculator.


Applying for CareCredit



How can I apply for CareCredit?


You can apply online or download and print the application and bring it to Evolve. The application is quick and easy, and after it’s submitted, you’ll instantly learn if you’re approved.


What information do I need to apply online?

To begin your online application, all you have to do is choose from one of the three options: search for your doctor by name, choose from a list of doctors in your area OR simply tell us how you’re planning to use CareCredit, if you’re not ready to choose your doctor yet.

We will obtain and verify information that identifies you as a new account holder. We’ll use your name, address, date of birth, Social Security, Driver’s License, and other information for this purpose.

CareCredit is a GE Money Company and our secure online application is owned and operated by a GE Money Bank. Your security and privacy are important to us. We take great care to protect your information by using a 128-bit secure socket layer technology on our online application.


Why are there different interest rates listed on the application?


You can get a “No Interest” plan every time you use CareCredit. If you need more time to pay for your procedure, you can take advantage of our extended payment plans with low, fixed interest rates. You will only pay the “variable APR” if you do not meet the terms of the promotion. You will only pay this interest rate if you do not pay off your account in full during the pre-determined promotional period or you do not make the minimum payment on the account when due. For complete details please read the Terms and Conditions within the application.

Not all practices offer every plan. Contact your healthcare provider to find out which plans they offer. Be sure to speak with the office manager or financial coordinator.



Promotional Plans


You will get the promotional interest rate (either No Interest or low interest 11.9%) if you pay the minimum payment on the account when due and pay the account in full within the pre-determined promotional period. Not all promotions are offered by all CareCredit providers. Please see your doctor to find out which plans are available.


Non-Promotional Interest Rate

This rate is a non-promotional interest rate (APR). This interest rate only applies if you do not meet the terms of the promotion. You would only pay this interest rate if you do not pay off your account in full during the pre-determined promotional period or you do not make the minimum payment on the account when due. For complete Terms and Conditions please refer to the application.


Delinquency Rate

If you do not make your required Minimum Payment by the Payment Due Date, you make a payment that is not honored by your bank or you exceed your credit limit, the Delinquency Rate, or at our discretion a lower rate (rather than the Standard Rate), may apply to all existing balances on your Account and all new transactions beginning with the first day of the billing period in which your missed or returned payment was due or in which you exceeded your credit limit.


How can I qualify for CareCredit?


Approval is based on information from your credit application and past credit history. This includes information from the primary applicant as well as any co-applicant.


Why does the application go to a GE website?


CareCredit is a GE Money Company. This CareCredit website provides useful information about getting and using CareCredit in a variety of healthcare service areas.

Your security and privacy are important to us. We take great care to protect your information by using a 128-bit secure socket layer technology on our online application.

The CareCredit online application is owned and operated by a GE Money Bank. We encourage you to read the GE Money Bank Privacy Policy and Web Site Usage Agreement, which govern the use of the CareCredit Online Credit Application Center. Once you’re a CareCredit cardholder, you’ll also be able to access and manage your account at GEOnlineServices.com


When will I receive my first CareCredit billing statement?


You won’t receive a billing statement from CareCredit until a charge has been processed on your account. Once a charge has been processed, you will receive your first billing statement within 30 days.


Can I pay off my CareCredit account before the end of the term?


Yes. There are no pre-payment penalties with CareCredit.


I already have a CareCredit account, can I use it again?

Yes, you can use your CareCredit account over and over, at any practice which accepts CareCredit. As long as you have the available credit on your account, you can use your card for ongoing or new treatments and procedures, without reapplying.


Can I access my account or make a payment online?


Yes. Visit www.geonlineservice.com and register with GE Online Services. When you manage your account online, you can:

• View your account summary
• Make a payment online
• View your transaction history


Can I pay a portion of the treatment cost myself and use CareCredit for the remainder?


Yes. You can use CareCredit for treatment balances from $1 to over $25,000.


Where can I call with questions about my CareCredit account?


If you are already a CareCredit cardholder, you can contact CareCredit toll-free at (866) 893-7864.

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